Who We Are

Kubota Finance is part of the Kubota Corporation. We offer financial products that help you procure Kubota equipment directly from dealers.

Kubota Corporation was first founded to encourage prosperity through working effectively with the land around us. Our association with the Kubota family means we have access to a wealth of experience in construction, agriculture and groundcare equipment.

We’re backed by BNP Paribas, one of the largest banks in Europe. This means we can offer financial security to your business, as well as competitive prices and attractive promotions.

Our finance packages are available through any Kubota dealer. When creating a finance package we’ll make sure we discuss your precise needs, goals and budget. Using this information, we’ll tailor a solution to fund your new Kubota equipment in a way that best suits your business situation.

With this in mind, we’re proud to support your business.

Ready To Get Started?

Find out more about our Finance Products below. Alternatively, contact us now for advice or a quote.

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Hire Purchase

Hire Purchase: The Flexible Option For Affordable Ownership

Hire Purchase lets the eventual owner of an asset pay for it gradually, giving financial security and predictability. It’s very flexible, with a wide range of options for the deposit amount, repayment amount and repayment frequency. Payments can even be matched to a seasonal income cycle. Because all terms are agreed upfront, Hire Purchase also gives protection against any increase in interest rates.

Benefits Of Hire Purchase:

  • Accurate budgeting with fixed interest and repayments
  • The interest element included within payments can be registered as a business expense and is therefore tax allowable
  • The cost of the equipment can be tax allowable through Annual Investment Allowances or Writing Down Allowances

We’ll agree an interest rate with you which will fix your repayments throughout your contract. This means you’re in complete control, and will find it easier to manage your budget.

Once your Hire Purchase agreement ends, you’ll own the equipment outright when all payments have been made.

Finance Lease: Reduce Your Up-front Outgoings

A Finance Lease gives access to the latest equipment for a regular sum that can be offset against taxable profits. The initial cost is also very low, because all payments are spread across the whole repayment period.

Benefits Of A Finance Lease:

  • Low initial cost with all payments (including VAT) repaid across the contract period
  • Tax efficient because asset repayments count as a business expense
  • Allows accurate budgeting
  • Maintenance costs can be included in the repayment plan

You won’t own the equipment at the end of a Finance Lease. However, you can offset the remaining value as a deposit towards new equipment if you want to upgrade to the latest innovative Kubota machinery.

Operating Lease: Lower Rentals, Same Quality Equipment

An Operating Lease is a smart way to access and operate the latest equipment with minimal risk.  The asset and all payments due under the agreement sit off balance sheet which may help to improve some key accounting ratios. At the end of the contract the equipment is returned to us. If all return conditions are met, there’s nothing more to pay.

Benefits Of An Operating Lease:

  • Low total cost and low initial cost, with all payments (including VAT) repaid across the contract period
  • Tax efficient because asset repayments count as a business expense
  • Allows accurate budgeting with minimal risk
  • Maintenance costs can be included in the repayment plan

Because there’s no option for ownership at the end of your agreement, you also don’t need to worry about depreciation.

Brand New or Used Equipment

Kubota Finance allows you to procure brand new or used equipment from Kubota’s dealer network in an easy and cost-effective way. Our aim is to make it easy to afford whatever Kubota machinery you need.

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Making It Easy To Buy The Best

Kubota equipment can give your business a competitive boost, with finance making it much more affordable. However, you want to keep things simple – that’s where Kubota Finance comes in.

We Can Offer You:

  • Fantastic prices and exclusive offers to keep your bottom line healthy
  • Highly knowledgeable staff to help you secure the finance that fits your business perfectly
  • Real passion for your success. We want to see you prosper by helping you access top-quality Kubota equipment at affordable prices

Ready to get started? Find out more about our Finance Products here. Alternatively, contact us now for advice or a quote.

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